X & Y FINANCE BROKERS
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Loans are everywhere. The right one isn’t.

Buying, refinancing or building something bigger? There’s no shortage of loans, just a shortage of time to compare them properly. We handle the search and help you find an option that suits what you’re working towards.
Check your borrowing power
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What services do we provide?

When you need finance, we're here for you. Whether you’re starting out or building on what you’ve created, we help you find and secure the right loan for you and stick by you every step of the way. So when you're ready to make your next move, we're a quick call away.
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Home loans

No matter if you're buying your first place, upgrading, or reviewing your current loan, we’re here to help you get it right from the start.
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Property investment

Whether you’re buying your first investment or adding to your portfolio, the right loan structure makes a real difference.
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Construction loans

From renovating or building your home, to funding a larger construction project, the right loan structure matters from the start.
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Business finance

Access the funding you need to grow your business, from equipment to premises to working capital.
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Commercial loans

If you're buying a commercial property, expanding your business, or investing through an SMSF, we help you navigate lender requirements and secure finance that suits your plans.
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Car or personal loans

Whether it’s a new car, a used vehicle, or covering a larger expense, we help you find the right loan without the runaround. We compare options across lenders and structure your finance to suit your budget and plans.

SMSF Investment Loans

With the right structure and professional guidance, property can become part of your long term retirement strategy. We help you explore SMSF loan options and work to ensure the lending structure is appropriate.

You do you. And let us do the heavy lifting to get you the finance for that.

Getting finance to buy a property, grow your business, invest through your SMSF or buy that car you just saw drive by, doesn’t need to be complex. Just talk to us. We’ll give you a jargon-free breakdown of financial options, tailor made, to get you what you need sooner.

Got a minute? Answer a few questions and get an instant comparison of over 45 lenders with three tailor picked for your situation.
Find personalised loan options

Why use a mortgage broker?

It’s not just about finding a loan. It’s about getting the structure right from the start and having someone in your corner as things change.

We work with you from the initial idea through to settlement and beyond, keeping things moving and making sure nothing gets missed.
Let's work together

01

Understand your position

We start by getting a clear picture of where you’re at. Income, assets, business performance, and what you’re working towards.

02

Structure it properly

We look at how the deal should be set up. Not just approval, but how it’s going to work day to day and over time.

03

Present your options

We take it to lenders that suit your scenario and bring back options that are relevant, not everything on the market.

04

Through to settlement

We handle the back and forth with lenders, documentation, and follow ups so everything stays organised and on track.

Tools to help you plan your next finance decision

Use our calculators to get a clearer picture of what could be possible. Whether you’re reviewing repayments, checking borrowing power, or exploring your next purchase, these tools are a simple place to start.

01

Just exploring? Check your borrowing power

Estimate how much you may be able to borrow.
Estimate your borrowing power

02

Check what your loan repayments could be

Work out what your repayments will be each month
Calculate loan repayments

03

Property insights & finance tips

Provide your details securely so we can review your situation before our conversation.
Read the Latest news & tips

Thinking about your next move? Let’s talk.

Call us, we’re here to help

We'll guide you through each step of the process so you can move forward sooner and reach your goal faster.
CALL 0452 024 374 FOR A CHAT

Book an appointment

Experience the X & Y Finance Brokers difference. We take out the leg work and we will fit into your schedule.
BOOK A LOAN REVIEW

Quick rate comparison

We get it, you’re in the moment. Apply online and we will send you some great rates for your loan.
COMPARE HOME LOAN RATES

Home Loans, Business and Commercial Finance

We support clients in Mount Gravatt, across Brisbane, and throughout Australia, helping first home buyers, homeowners, investors and business owners find lending options that suit their goals. From buying and refinancing to building a portfolio or expanding a business, we take a personalised approach and stay with you from your first enquiry through to settlement and beyond.

Compliance

Your full financial situation and requirements need to be considered prior to any offer and acceptance of a loan product.
Porter Finance Partners Pty Ltd trading as X & Y Finance Brokers (ABN: 92675542631) with Credit Representative Number: 557090 is authorised under Australian Credit Licence: 387025.