About X & Y Finance Brokers

X & Y Finance Brokers brings together two generations of experience. A blend of Gen X perspective and Gen Y energy, giving you the benefit of experience, fresh thinking, and a practical approach to finance.

01.

Less jargon, more support

At X & Y Finance Brokers, lending starts with understanding your goals. We take the time to learn about your plans, explain your borrowing options and guide you through the process.

02.

Tailored Lending Options

Every borrower is different. We compare loan options from a wide range of lenders and help structure finance that suits your situation today while supporting your plans for the future.

03.

Support From Start to Settlement

From your first enquiry through to approval and settlement, X & Y Finance Brokers manages the process and keeps things moving so you can focus on the exciting parts of your property journey.

You’re in the right place at the right time

We work with individuals, families, investors and business owners who are ready to make something happen. First home, refinance, growing a portfolio or expanding a business, whatever the move is, we focus on getting the loan set up properly from the start.

This isn’t a one and done. Most of our clients come back to us as things change and grow. From your first purchase through to upgrades, investing or stepping into business finance, we stay involved and help keep everything aligned along the way.

Our experience spans home loans and refinancing, investment and portfolio lending, commercial and business finance, equipment and asset finance, and SMSF lending. It means we can step back, look at the full picture, and connect the right pieces without missing what matters.

a bridge over a river with a city in the background

Meet the team

Catherine Anderson

Director

With 20 years of experience as a Banking & Finance professional, Catherine has spent time managing high net worth, business and corporate customers through to risk management, governance and Executive / CEO support.

As a purpose driven individual and leader, Catherine has used her background in direct customer management to drive change – cultural, policy and process – to deliver better customer outcomes.

As a former Regional Bank Customer Advocate and Member of the Australian Banking Association Consumer Outcomes Working Group, she is acutely aware of the important role Lenders play in society. These experiences underpin the service and advice provided daily in her capacity as Broker / Director of Heart Financial QLD.

Catherine lives in Brisbane with her 3 young boys and holds tertiary qualifications in Finance & Mortgage Broking Management, Governance & Risk Management, Business (Management & Public Relations) and Business Strategy.

Michael Messenger

Director

Michael has 20 years experience in financial services, he has a passion for building great relationships via his focus on providing exceptional service, transparent communication and the ability to influence client outcomes.

During his career Michael has applied his banking and insurance knowledge in helping his clients work towards their personal and financial goals, he has enjoyed assisting clients across a broad spectrum of finance, which include Private Banking, various small/medium businesses with complex needs, import/export trading companies and property development transactions.

Michael lives in Brisbane with his wife, two teenage children and George the dog. He loves football, endures golf, and is happiest cooking for friends and family. He holds tertiary qualifications in Finance and Mortgage Broking Management, Frontline Management, Export/Import Transactions and Risk Management.

Working with X & Y Finance Brokers

We keep things straightforward and keep things moving. It starts with a proper conversation about what you’re trying to do, not just numbers on a form. From there, we line up suitable options, talk you through them in plain English, and handle the back and forth with lenders so you don’t have to.

You’ll always know where things are at, what’s coming next, and what we need from you. No chasing, no guesswork.

More than just the loan

Finance doesn’t sit on its own. It connects to your broader plans, whether that’s growing a portfolio, running a business, or setting things up for the long term.

We work closely with a trusted network of accountants, financial planners and buyer’s advocates. If you need the right people around you, we can connect the dots and keep everything moving in the same direction.

Local, but not limited

We’re based in Mount Gravatt and work with clients across Brisbane and throughout Australia. Most of what we do can be handled remotely, but if you prefer a face to face conversation, we’re always up for that too.

I’ve always believed this isn’t just about getting a loan approved. It’s about helping people make the right move at the right time, and setting things up so it still works for them years down the track. That’s what drives me and why we built X & Y the way we did.

- Catherine Anderson, Finance Broker

Thinking about your next move? Let’s talk.

Call us, we’re here to help

We'll guide you through each step of the process so you can move forward sooner and reach your goal faster.

Book an appointment

Experience the X & Y Finance Brokers difference. We take out the leg work and we will fit into your schedule.

Quick rate comparison

We get it, you’re in the moment. Apply online and we will send you some great rates for your loan.

Home Loans, Business and Commercial Finance

We support clients in Mount Gravatt, across Brisbane, and throughout Australia, helping first home buyers, homeowners, investors and business owners find lending options that suit their goals. From buying and refinancing to building a portfolio or expanding a business, we take a personalised approach and stay with you from your first enquiry through to settlement and beyond.

Compliance

Your full financial situation and requirements need to be considered prior to any offer and acceptance of a loan product.
Porter Finance Partners Pty Ltd trading as X & Y Finance Brokers (ABN: 92675542631) with Credit Representative Number: 557090 is authorised under Australian Credit Licence: 387025.