X & Y FINANCE BROKERS
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, the results are in!

Thanks for enquiring about your equity cash out. We will be in touch shortly to discuss some quick options for accessing equity in your home.

Your Equity Options

Your total available equity is
You could cash out $ without needing to pay any LMI.

How to Access Your Home's Hidden Value

Home equity is the difference between your property's current value and what you still owe on your mortgage. It's the portion of your home you truly own—and it could unlock thousands in usable funds.

Quick example:

  • Home value: $800,000
  • Amount owing: $500,000
  • Your equity: $300,000

Most lenders let you access up to 80% of your property's value, minus what you owe. That's your usable equity and it could be more than you think.

What Could You Use Your Equity For?

Debt Consolidation

Combine credit cards, personal loans and car loans into one lower-rate home loan repayment. You could save thousands in interest.

Home Renovations

Fund that kitchen makeover, bathroom upgrade or extension. Smart renovations can add value while improving your lifestyle.

Investment Property Deposit

Use your equity as a deposit to build your property portfolio without saving separately.

Dream Holiday or New Car

Your equity could fund that overseas trip or vehicle purchase at lower rates than traditional finance.

Education or Business

Invest in your future with funds for university, courses or business growth.

Ready to unlock your equity?

Use the quick home equity calculator to work out your available equity, then talk to a Home Loan Expert to understand your borrowing capacity and find the best deal.
Chat with an equity expert

Thinking about your next move? Let’s talk.

Call us, we’re here to help

We'll guide you through each step of the process so you can move forward sooner and reach your goal faster.
CALL 0452 024 374 FOR A CHAT

Book an appointment

Experience the X & Y Finance Brokers difference. We take out the leg work and we will fit into your schedule.
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Home Loans, Business and Commercial Finance

We support clients in Mount Gravatt, across Brisbane, and throughout Australia, helping first home buyers, homeowners, investors and business owners find lending options that suit their goals. From buying and refinancing to building a portfolio or expanding a business, we take a personalised approach and stay with you from your first enquiry through to settlement and beyond.

Compliance

Your full financial situation and requirements need to be considered prior to any offer and acceptance of a loan product.
Porter Finance Partners Pty Ltd trading as X & Y Finance Brokers (ABN: 92675542631) with Credit Representative Number: 557090 is authorised under Australian Credit Licence: 387025.