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Category: Finance 101

First home buyer mistakes to avoid

Perth Mortgage Specialist 24 April 2026 No Comments

Avoid common first home buyer mistakes. Learn how pre approval, costs and loan choice can impact your home buying journey.

What Do Comparison Rates Really Tell You About a Home Loan

Perth Mortgage Specialist 5 March 2026 No Comments

Understanding how comparison rates work can help you make better decisions when comparing lenders, refinancing, or choosing your first mortgage.

Claim your share of around $2.6 billion in lost shares, bank accounts and life insurance

Perth Mortgage Specialist 7 January 2026 No Comments

You could be owed unclaimed money from old bank accounts or shares. For home buyers, it may help boost a deposit or reduce how much you need to borrow.

Claim your share of around $2.6 billion in lost shares, bank accounts and life insurance

Perth Mortgage Specialist 7 January 2026 No Comments

You could be owed unclaimed money from old bank accounts or shares. For home buyers, it may help boost a deposit or reduce how much you need to borrow.

10 Smart Questions to Ask Your Mortgage Broker Before You Apply

Perth Mortgage Specialist 25 October 2025 No Comments

Thinking of applying for a home loan? Here are the 10 smartest questions to ask your mortgage broker — and how our expert brokers can help you find the right…

Ways to Pay Down Your Home Loan by 2035

Perth Mortgage Specialist 22 September 2025 No Comments

Discover clever ways to pay down your home loan by 2035 — or reduce it significantly — with simple strategies that won’t stretch your daily budget.

Is Pre-Approval a Must-Have or a Nice-to-Have

Perth Mortgage Specialist 2 September 2025 No Comments

Discover if home loan pre-approval is a must-have or just a nice-to-have when buying property. Learn the benefits, risks and when it makes sense.

Are FOMO FOBO and FOOP Holding You Back?

Perth Mortgage Specialist 25 August 2025 No Comments

Learn how FOMO FOBO and FOOP can affect property decisions and how a mortgage broker can help you move forward with confidence.

Can Your Credit Score Impact Your Home Loan Interest Rate?

Perth Mortgage Specialist 22 August 2025 No Comments

Find out how your credit score can affect home loan interest rates in Australia and learn ways to improve your chances of a better deal.

Understanding Offset Accounts and How They Could Save You Money

Perth Mortgage Specialist 18 August 2025 No Comments

Find out how offset accounts work, when they save you the most, and whether it’s better to pay down your home loan after rate cuts.

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We support clients in Mount Gravatt, across Brisbane, and throughout Australia, helping first home buyers, homeowners, investors and business owners find lending options that suit their goals. From buying and refinancing to building a portfolio or expanding a business, we take a personalised approach and stay with you from your first enquiry through to settlement and beyond.

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Porter Finance Partners Pty Ltd trading as X & Y Finance Brokers (ABN: 92675542631) with Credit Representative Number: 557090 is authorised under Australian Credit Licence: 387025.