Book a chat

Category: Home loans

Why Comparing Home Loans Beyond the Big Four Banks Could Save You Thousands

Perth Mortgage Specialist 8 May 2026 No Comments

Compare home loans beyond the big four banks. Discover how a mortgage broker helps buyers find lenders that match their needs.

The rise of low doc and alternative lending in Australia

Perth Mortgage Specialist 21 April 2026 No Comments

Alternative lending is not a workaround. It is a growing part of the finance landscape. Used correctly, it can open doors for borrowers who might otherwise be stuck.

Buying your first home in Brisbane

Perth Mortgage Specialist 1 April 2026 No Comments

Buying your first home in Brisbane? Explore QLD grants, hot suburbs and low deposit options to help you get started.

How to Avoid LMI on Your Home Loan

Perth Mortgage Specialist 9 March 2026 No Comments

Here’s what you need to know about how LMI works and the legitimate ways Australian borrowers can reduce or avoid it.

What the latest rate rise really means for borrowers

Perth Mortgage Specialist 3 February 2026 No Comments

The RBA has lifted rates to 3.85%. Here’s what the latest rate rise really means for your home loan, repayments, and the smart moves borrowers can still make.

When rent costs more than a mortgage in parts of Australia

Perth Mortgage Specialist 27 January 2026 No Comments

In hundreds of suburbs, tenants are now paying more each week in rent than they would be paying on a mortgage for the same type of home.

Can Christmas debt affect home loan approval?

Perth Mortgage Specialist 17 December 2025 No Comments

Worried Christmas spending could affect your home loan approval? Learn how festive debt, credit cards and BNPL can impact borrowing power and how to stay mortgage ready.

When Rates Won’t Move Borrowers Still Can

Perth Mortgage Specialist 5 December 2025 No Comments

Inflation is up and rates aren’t falling yet, but borrowers can still get great home loan deals. Discover simple strategies to save, improve cash flow and stay ahead.

Mortgage stress at lowest level since early 2023

Perth Mortgage Specialist 28 October 2025 No Comments

Mortgage stress in Australia has eased to its lowest level since early 2023 as rate cuts and income growth bring relief.

Granny flats demand booms as Australians search for affordable housing solutions

Perth Mortgage Specialist 27 September 2025 No Comments

Discover how granny flats are helping Australians with affordable housing. Learn about granny flat loans, using home equity to build or renovate, and your finance options.

Call us, we’re here to help

We'll guide you through each step of the process so you can move forward sooner and reach your goal faster.

CALL 0452 024 374 FOR A CHAT

Book an appointment

Experience the X & Y Finance Brokers difference. We take out the leg work and we will fit into your schedule.

BOOK A LOAN REVIEW

Quick rate comparison

We get it, you’re in the moment. Apply online and we will send you some great rates for your loan.

COMPARE HOME LOAN RATES

Home Loans, Business and Commercial Finance

We support clients in Mount Gravatt, across Brisbane, and throughout Australia, helping first home buyers, homeowners, investors and business owners find lending options that suit their goals. From buying and refinancing to building a portfolio or expanding a business, we take a personalised approach and stay with you from your first enquiry through to settlement and beyond.

2026 X & Y Finance Brokers
Powered by Broker Kit

Compliance

Your full financial situation and requirements need to be considered prior to any offer and acceptance of a loan product.

Porter Finance Partners Pty Ltd trading as X & Y Finance Brokers (ABN: 92675542631) with Credit Representative Number: 557090 is authorised under Australian Credit Licence: 387025.