Porter Finance Partners Pty Ltd trading as X & Y Finance Brokers (ABN 92 675 542 631) with Credit Representative Number 557090 is authorised under Australian Credit Licence 387025.
This Privacy Policy outlines how we collect, use and handle your personal information in accordance with the Privacy Act 1988 (Cth) and the Australian Privacy Principles.
We are committed to protecting your privacy and ensuring your personal information is handled securely and responsibly.
We collect and hold your personal information so we can:
The information we collect may include:
If you apply for finance, we may also collect details such as your living arrangements, employment history and financial commitments.
With your consent, we may also collect information from third parties such as:
We primarily collect your information directly from you, whether through forms, conversations or our website.
We may also collect information electronically, through verification services, or from authorised third parties where required to provide our services or meet legal obligations.
We use your personal information to:
We may disclose your information to:
We only share information necessary to carry out our services.
From time to time, we may contact you about products or services that may be relevant to you.
You can opt out of receiving these communications at any time by contacting us or using the unsubscribe function where available.
Credit information is used to assess your eligibility for finance and may include your credit history, repayment history and any outstanding liabilities.
We handle credit information in accordance with the Privacy Act and applicable credit reporting regulations.
We take reasonable steps to protect your personal information from misuse, loss or unauthorised access.
Your information may be stored electronically and is only accessible to authorised parties who require it to perform their role.
In some cases, your personal information may be disclosed to overseas service providers who assist in delivering our services.
Where this occurs, we take reasonable steps to ensure your information is handled in line with this Policy.
You have the right to request access to the personal information we hold about you and request corrections if needed.
We will respond within a reasonable timeframe and take steps to ensure your information is accurate and up to date.
If you have a question or concern about how your personal information has been handled, you can contact us via our website.
We will acknowledge your enquiry and aim to resolve it within a reasonable timeframe.
If you are not satisfied with our response, you may contact the Office of the Australian Information Commissioner.
If a data breach occurs that is likely to result in serious harm, we will notify you and the relevant authorities in accordance with our legal obligations.
This Privacy Policy may be updated from time to time. The latest version will always be available on our website.
If you would like to access, update or discuss your personal information, please contact us via our website contact us page.
